Financial Inclusions has been one of the "most critical factors in the context of growth, including sustainable development in developing countries such as India. Financial Inclusion is a process" that ensures the availability of appropriate financial products and services required to the affected parties such as vulnerable categories and low-income groups at a fair and transparent cost to financial institution players. In our country, the Reserve Bank of India (RBI) has established a monetary policy aimed at providing affordable banking services to both the poorest and least paid parties. For a number of reasons, banking services are available mainly in urban areas, but the rural areas of India are not well covered. Rural development plays a major role in the development of the global economy. The researcher would cover several aspects of rural banking and the various challenges faced by the industry.